Need Help? Call or Text: (918) 420-9999

Need Immediate Help? Call or Text: (918) 420-9999

Questions? Call (918) 420-9999

Questions? Call (918) 420-9999

What Makes Medicare Prepare Different

Locally based, licensed agents who know your area's plans, doctors, and pharmacies inside and out — not a distant call center.

There's never a fee for our guidance. We're paid by the carriers, so our help costs you nothing, no matter which plan you choose.

We work with multiple top-rated carriers, so our recommendations are based on what's right for you, not a sales quota.

That's the Medicare Prepare difference.

Free Tools

Medicare Calculators

Use the calculators below to estimate your Medicare costs and timelines. If you'd like help understanding your results, call or text us at (918) 420-9999.

💊

Part D Penalty Calculator

Medicare

The Part D penalty is 1% of the national base beneficiary premium times the number of months you went without Part D or creditable drug coverage.

*This tool is an estimate only and may not be exact

🏥

Part B Penalty Calculator

Medicare

The Part B penalty is 10% of the standard Part B premium for each full 12-month period you went without creditable coverage.

*This tool is an estimate only and may not be exact

📅

Initial Enrollment Period Calculator

Medicare

Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday month when you can first sign up for Medicare.

*This tool is an estimate only and may not be exact

💰

IRMAA Calculator

Medicare

IRMAA is an extra amount added to your Part B and Part D premiums if your income is above certain thresholds, based on your tax return from two years prior.

*This tool is an estimate only and may not be exact. 2026 standard Part B premium and IRMAA figures shown.

READY TO GET STARTED?

Let's Find Your Right Plan

Schedule a free, no-obligation consultation with a local licensed advisor and get clear answers about your Medicare options today.

© 2026 MedicarePrepare. All rights reserved. As a multi-state Medicare brokerage, we work with multiple carriers to provide comprehensive plan options. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.